Topeka Police Department Credit Union

star 9 AM to 2 PM M-F star 320 South Kansas, Suite 100, Topeka, KS 66603-3619 star (785) 368-9436 star FAX (785) 368-9008 seperator

Loans Disclosure Policy for New Loans Only

Effective January 1, 2017

Interest Rates are determined by the purpose of the loan request
Loans Secured by Shares 2.70% Length of Loan to be determined
Loans Secured by Share Certificates 3.70% Length of Loan to be determined
 
Student Loans:
Maximum Loan: $6,000.00
Maximum time to payoff loan not to exceed 6 years
Loan Rates: 6% & 7%
Determined by Loan/Risk Evaluation Score
 
New and Used Cars, Trucks, Motorcycles, Boats, Antique Vehicles (35 years or older)
Antique Vehicle Rate will be New Car rate and length of loan to be determined up to 144 months
Up to 60 Months Up to 72 Months
2017 and 2016 4.90% or 6.90% 5.40% or 7.40%    
2015 and 2014 5.65% or 7.55% 6.15% or 8.15%    
2013 and 2012 6.30% or 8.30% 6.80% or 8.80%
2011  and Older 7.05% or 9.05% 7.30% or 10.30%

New and Used Lawn Equipment, Small Watercraft, Non-Highway Vehicles, Tractors:

2017 and 2014 6.45% or 8.45% 6.95% or 8.95% 7.45% or 9.45%
2013 and 2008 6.95% or 8.95% 7.45% or 9.45% 7.95% or 9.95%
2007  and Older 7.45% or 9.45% 7.95% or 9.95% 8.45% or 10.45%
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
$0 to $5,000 36 Months
$5,001 to $10,000 48 Months
$10,001 to $15,000 60 Months
$15,001 and Above 72 Months

New and Used Motor Homes, Recreational Vehicles:
Up to 60 Months Up To 96 Months To 144 Months
2017 and 2016 4.90% or 6.90% 5.40% or 7.40%  5.90% or 7.90%
2015 and 2014 5.65% or 7.55% 6.15% or 8.15% 6.65% or 7.65%
2013 and 2012 6.30% or 8.30% 6.80% or 8.80% 7.40% or 9.40%
2011 and Older 7.05% or 9.05% 7.30% or 10.30% 8.15% or 10.15%
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
$0 to $10,000 48 Months
$10,001 to $20,000 60 Months
$20,001 to $30,000 96 Months
$30,001 to $45,000 144 Months
$15,001 and Above 72 Months

Unsecured Loans:
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
1st year membership Up to $2,000
Past the 1st year Up to $4,000
High Credit 10.75% Up to $4,000
Mid Credit 12.75% Up to $4,000
All other Loans Secured with Proper Collateral
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
10.75% or 12.75% Up to 48 Months
Police Equipment Loans - Equipment must have serial number assigned to them
Interest Rate 5.75% or 7.75% - based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
Up to $3,000
Up to 24 months

Board of Directors December 30, 2017
Topeka Police Department Credit Union

You are leaving the Topeka Police Credit Union Website. The website you are linking to is not operated by the Topeka Police Credit Union. We are not responsible for any content or information posted to this external web site. Topeka Police Credit Union is not responsible for, nor do we represent you or the External Web Site if you enter into any agreements. Privacy and Security policies may differ between our web site and this external web site.