Topeka Police Department Credit Union

star 9 AM to 2 PM M-F star 320 South Kansas, Suite 100, Topeka, KS 66603-3619 star (785) 368-9436 star FAX (785) 368-9008 seperator

Loans Disclosure Policy for New Loans Only

Effective March 22, 2018

Interest Rates are determined by the purpose of the loan request
Loans Secured by Shares 2.70% Length of Loan to be determined
Loans Secured by Share Certificates 3.70% Length of Loan to be determined
 
Student Loans:
Maximum Loan: $6,000.00
Maximum time to payoff loan not to exceed 6 years
Loan Rates: 6% & 7%
Determined by Loan/Risk Evaluation Score
Interest Rate based on Credit Bureau Report, Credit Bureau Score and Credit Union History
New and Used Cars, Trucks, Motorcycles, Boats, Antique Vehicles (35 years or older) - Rates & Length of Loan
Antique Vehicle Rate will be New Car rate and length of loan to be determined up to 144 months
Up to 60 Months Up to 72 Months
2018 and 2017 4.90% or 6.90% 5.40% or 7.40%    
2016 and 2015 5.65% or 7.65% 6.15% or 8.15%    
2014 and 2013 6.30% or 8.30% 6.80% or 8.80%
2012  and Older 7.05% or 9.05% 7.30% or 9.30%

New and Used Lawn Equipment, Small Watercraft, Non-Highway Vehicles, Tractors - Rates

2018 to 2015 6.45% or 8.45% 6.95% or 8.95% 7.45% or 9.45%
2014 to 2009 6.95% or 8.95% 7.45% or 9.45% 7.95% or 9.95%
2008  and Older 7.45% or 9.45% 7.95% or 9.95% 8.45% or 10.45%
$0 to $5,000 36 Months
$5,001 to $10,000 48 Months
$10,001 to $15,000 60 Months
$15,001 and Above 72 Months
New and Used Motor Homes, Recreational Vehicles - Rates
Up to 60 Months Up To 96 Months To 144 Months
2018 and 2017 4.90% or 6.90% 5.40% or 7.40% 5.90% or 7.90%
2016 and 2015 5.65% or 7.65% 6.15% or 8.15% 6.65% or 8.65%
2014 and 2013 6.30% or 8.30% 6.80% or 8.80% 7.40% or 9.40%
2012 and Older 7.05% or 9.05% 7.30% or 9.30% 8.15% or 10.15%
Length of Loan for Recreational Vehicles and Shares & Share Certificate
$0 to $10,000 48 Months
$10,001 to $20,000 60 Months
$20,001 to $30,000 72 Months
$30,001 to $45,000 96 Months
$45,001 to $60,000 120 Months
$60,001 and above 144 Months
Unsecured Loans - Rate & Length of Loan:
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
1st year membership Up to $2,000 up to 24 Months
Past the 1st year Up to $4,000 up to 48 Months
High Credit 10.75% Up to $4,000 up to 48 Months
Mid Credit 12.75% Up to $4,000 up to 48 Months
All other Loans Secured with Proper Collateral - Rates & Length of Loan
Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
10.75% or 12.75% Up to 48 Months
Police Equipment Loans - Equipment must have serial number assigned to item - Rates & Length of Loan
Interest Rate 5.75% or 7.75% - based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
Up to $3,000
Up to 24 months

Rates listed are the Annual Percentage Rates (APR). All rates are subject to credit approval, and are subject to change without notice. Rates apply to new TPCU loans and refinances from other financial institutions. All rates listed are best qualifying rates. Your rate will be determined by your credit background, specific loan terms, and collateral.
Board of Directors March 21, 2018
Topeka Police Department Credit Union

You are leaving the Topeka Police Credit Union Website. The website you are linking to is not operated by the Topeka Police Credit Union. We are not responsible for any content or information posted to this external web site. Topeka Police Credit Union is not responsible for, nor do we represent you or the External Web Site if you enter into any agreements. Privacy and Security policies may differ between our web site and this external web site.