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seperator 9 AM to 2 PM M-F seperator 320 South Kansas, Suite 100,Topeka, KS 66603-3619 seperator (785) 368-9436 seperator FAX (785) 368-9008 seperator
LOANS DISCLOSURE POLICY FOR NEW LOANS ONLY
EFFECTIVE NOVEMBER 19, 2008
Interest Rates are determined by the purpose of the loan request
 
Loans Secured by Shares 4.50% Length of Loan
Loans Secured by Share Certificates 5.50% to be determined
 
2nd Mortgage Loans:
5 Year Term 4.50% + closing costs
7 Year Term 5.00%+ closing costs
10 Year Term 5.50%+ closing costs
15 Year Term 6.00% + closing costs
New and Used Cars, Trucks, Motorcycles, Boats:
Up to 60 Months To 72 Months
2009 and 2008  5.70% or 7.70% 6.20% or 8.20%    
2007 and 2006 6.45% or 8.45% 6.95% or 8.95%    
2005 and 2004 7.20% or 9.20% 7.70% or 9.70%
2003 and Older 7.95% or 9.95% 8.20% or 11.20%

Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
$0 to $5,000 36 Months
$5,001 to $10,000 48 Months
$10,001 to $15,000 60 Months
$15,001 and Above 72 Months
New and Used Motor Homes, Recreational Veh.:
Up to 60 Months Up To 96 Months To 144 Months
2009 and 2008  5.70% or 7.70% 6.20% or 8.20%  6.70% or 8.70%
2007 and 2006 6.45% or 8.45% 6.95% or 8.95% 7.45% or 8.45%
2005 and 2004 7.20% or 9.20% 7.70% or 9.70%  8.20% or 10.20%
2003 and Older 7.95% or 9.95% 9.00% or 11.00% 8.95% or 10.95%

Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
$0 to $10,000 48 Months
$10,001 to $20,000 60 Months
$20,001 to $30,000 96 Months
$30,001 to $45,000 144 Months
New and Used Lawn Equipment, Small Watercraft, Non-Highway Vehicles, Tractors:
Up to 24 Months To 36 Months To 48 Months
2009 to 2006 6.75% or 8.75% 7.25% or 9.25% 7.75% or 9.75%
2005 to 2000 7.25% or 9.25% 7.75% or 9.75% 8.25% or 10.25%
1999 and Older 7.75% or 9.75% 8.25% or 10.25% 8.75% or 10.75%

Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
$0 to $2,500 24 Months
$2,501 to $5,000 36 Months
$5,001 and  Above 48 Months
Unsecured Loans:
High Credit 10.75%   Up to  $4,000
Mid Credit 12.75%   Up to  $2,000
Low Credit 14.75%   Up to  $0 Suspended Temporarily

Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
1st year of membership up to    Up to $2,500
Past the 1st year    Up to $5,000
All other Loans Secured with Proper Collateral
10.75% or 12.75%   Up to 48 Months

Interest Rate based on Credit Bureau Report, Credit Bureau Score, and Credit Union History
Board of Directors November 19, 2008

 

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Topeka Police Department Credit Union

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